If you're ready to purchase a new home, our real estate agents always recommend reviewing your finances as a good first step. When it comes to obtaining a mortgage, your credit score is one of the most important considerations. Lenders use your credit score to evaluate the likelihood that you'll repay the loan. As a result, you'll need a good credit score to be approved for a mortgage. Once approved, lower interest rates are generally available to consumers with top credit scores. A good credit score can save you thousands of dollars over the life of your loan.

In the months leading up to your home purchase, you should do everything possible to boost your credit score. Here are some tips to do just that: